Mutual funds knowledge center, MF articles, personal finance and investment talks

FundsIndia Knowledge Center

Welcome to the FundsIndia Knowledge Center, our initiative to help users make better decisions when it comes to building wealth.

On this page, we’ve tried to answer most questions new investors would have, and publish articles that simplify investing in mutual funds, equities, other financial products. We have also included research intensive featured articles that are sure to interest even experienced investors. You can also hear the recent episodes of our podcast Talk FundsIndia, where our team discusses personal finance and financial products.

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From the pens of the experts

Why you need mutual funds for retirement planning

Dwindling EPF returns means that this option can no longer be your primary retirement solution. To save up enough for retirement, you need to invest in mutual funds.

What you lose by starting investments late

If you delay investing, you could end up having very little time left and needing unrealistically high savings to reach your goals. This could lead you to take undue risks with your money.

Let’s have the ‘tax talk’

Worried by a fall in your fund’s returns? Wondering how to judge if your fund is actually ‘good’? Remember to look at the markets, its category and performance history first.

How to judge a fund’s performance

Worried by a fall in your fund’s returns? Wondering how to judge if your fund is actually ‘good’? Remember to look at the markets, its category and performance history first.

Past returns and how much to rely on it

Past returns should not be the only criteria used to pick a mutual fund. You need to check its performance too – in the long run, it’s the consistent performers that build wealth for you.

Why you lose money when you invest

Sometimes when a person loses money in mutual funds, it’s their own fault. Here are some common mistakes that you should avoid to make sure you don’t lose money.

Your time in the market matters

Your time in the market is a critical when it comes to your choice of funds (category allocation), as well as asset allocation.

Should you choose the dividend option or the growth option?

Growth or dividend, confused what to choose? Your cash flow needs and tax efficiency can help you decide. Here are some simple tips to help you decide.

Five pieces of bad mutual fund advice to ignore

You may find a lot of advice online, but not all of it is good. Here are five often-heard bad pieces of advice in the mutual fund world that are best ignored by you.

Five Myths about SIP Investing

There are many misconceived notions on what SIP is all about and how it needs to be used. Here are a few myths about SIP that we would like to demolish.